With the changes brought about as a result of SM&CR shifting compliance liability firmly into the hands of the Senior Management Functions and away from Compliance. WHY has there been no change in the 3 lines of defence (3 LoD)As we feel that SMF's are likely to be under-supported in this post SM&CR world.With a combined 35 years in Compliance and Sales we understand the challenges from both sides of the fence - so we decided to launch NextGen to support both SMF's and Compliance Teams to find a better way of operating that adequately supports the individuals with the accountability.Calling on Senior Management Functions with liability post SM&CRLet us show you a new model, that leaves traditional 2nd line where it belongs - in the past