MNC Life offers various life insurance products through a three-channel distribution system, including agency distribution, group distribution, and alternate distribution channel (such as bancassurance, worksite marketing, retail and telemarketing). Such three distribution channels, with the agents as the main one, are supported by our other business lines such as the media group in connection with marketing of MNC's products. MNC Life is continuing diversifying its products portfolio by developing new products to meet customers' needs.