With over 12 years' lending experience with two of New Zealand's major banks I am delighted to announce I have formed Reliable Finance Ltd, to provide my clients the best mortgage deal personalised to their individual circumstances. We'll give you choices to make sure your mortgage serves you best and it doesn't start to own you. With an insider's knowledge of New Zealand banks, while I help you secure exceptional interest rates on your home loan, but also more importantly have your mortgage set up to suit your needs, wishes and capabilities. If you're stretching your resources and worry about getting finance, I will use my knowledge of different lenders and their requirements to seek the finance you need. I am here to help whether you want a mortgage to buy your first home, to refinance an existing mortgage, to buy investment property or are looking for a business loan.I keep myself up to date with the changes in banks' lending criteria and interest rates, offer independent and unbiased advice to assist customers make informed choices.I'll take care of you through every step of the lending process, make it simple to understand, and answer questions with sound advice while handling the paperwork.I listen. I do what I need to do. I'm always courteous. I'm available. I always put the customer first and try to create that moment of magic when everything falls in place. I am a phone call away, call me on 0275993998 or 6254466 or email me at rj@reliable finance .co.nz to meet and have a chat.