RcF Inc is a comprehensive SERP/RCA provider, offering design and funding platforms for Supplemental Executive/Employee Retirement Plans (SERPs). The Founder of RcF pioneered the very first RCA in Canada following the introduction of RCA legislation in 1986.In 1988, RcF innovated the inaugural tax-sheltered RCA. Since then, RcF has facilitated Business Owners and Key Executives in accessing supplemental pension plans under the Income Tax Act, tailored to exceed the limitations of RRSP/IPPs due to legislative funding constraints. These plans offer full tax deductibility to the Corporation and defer taxation for the Executive until retirement.RcF exclusively partners with BMO Trust Company to provide all RCA Trust Services, offering reduced fees available solely through RcF's arrangements.