We are an independent, nationally-recognized, brokerage firm that specializes exclusively in Long-Term Care, Annuities, Life & Disability Insurance, consulting & sales. We have received many national awards for expertise & results in helping the general public protect their assets & preserve their independence. We strive & continue to be the most extensive Long-Term Care Insurance delivery system by providing a comprehensive portfolio of insurance products & support services with the highest degree of ethical & professional standards to both individual consumers & financial service industry professionals. Our public/private sector client list includes major universities, trade associations, health maintenance organizations, an association of retired teachers, public employees, and a large & diverse block of individual consumers in more than 40 states.